Your Home Was Sold.
Your Money May Still Be Waiting.

When a foreclosed property sells for more than what was owed, that extra money may belong to you — not the bank. We help former homeowners and their families nationwide find out whether surplus funds exist and pursue a claim.

Find Out If You Qualify

What We Do For You

No upfront cost  ·  Contingency only  ·  Attorney coordination when required

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Locate Your Funds

We research your foreclosure to confirm whether surplus funds exist and review who may be entitled to them — at zero cost to you.

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Handle All Paperwork

We prepare and organize the documents, forms, and filings your claim needs, and keep you updated at every step.

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Attorney Coordination

Some claims, such as contested or probate cases, require a licensed attorney. When yours does, we coordinate with a licensed attorney in your state.

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No Recovery, No Fee

We work entirely on contingency. If we don't recover funds on your behalf, you owe us absolutely nothing. Our success depends on yours.

Money the Bank Didn't Tell You About

When a lender forecloses on a mortgage and the property sells at auction for more than the total debt owed, the surplus funds may belong to the former owner — not the bank.

Most former homeowners never receive these funds because they moved, didn't know the overage existed, or assumed they had no rights after losing the home. That money may still be sitting unclaimed with the foreclosure trustee.

We help you find out whether surplus funds exist and pursue the claim — with no upfront cost.

Check My Property
Example: How Surplus Funds Work
Home sold at foreclosure auction$285,000
Remaining mortgage balance$198,000
Foreclosure fees & costs$4,200
Other lien payoffs$0
Potential surplus to former owner$82,800
Illustrative example only. Actual amounts vary. Junior lienholders are paid first in order of priority.

Simple. Transparent. No Risk.

From first contact to funds in your hands — we handle the legwork

01
Free Consultation

Contact us with your property details. We research your case and check whether surplus funds exist, at no charge.

02
Sign the Agreement

If funds exist, we send you a simple, clear written agreement that shows our fee before you sign anything.

03
We File Your Claim

We prepare and submit your claim to the appropriate trustee, county, or court, and handle follow-up. If a licensed attorney is required, we coordinate one.

04
You Receive Funds

Once the claim is approved, funds are released. Our fee is only collected after funds are recovered — never before.

Our Promise to You

We're a new firm, and we'd rather earn your trust than claim it.

A Free, Honest Check

We'll tell you plainly whether surplus funds appear to exist — and if they don't, we'll say so.

Our Fee in Writing First

You'll see exactly what our contingency fee is in a written agreement before you sign anything. No upfront cost, ever.

No Pressure, No Guarantees

Every case is different. We won't promise an amount or a timeline we can't back up — we'll keep you informed at each step.

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About Us

About Me

Jasmine Burton

Hi, I'm Jasmine — a real estate professional with experience since 2017 in real estate sales, lending, and investing. As founder of Burton Group LLC, I've built my business around helping homeowners navigate difficult situations with creative, compassionate solutions.

Burton Group Asset Recovery is an extension of that mission. After seeing too many families walk away from foreclosures not knowing they were owed money, I built this service specifically to help people take back what's theirs. Today, Burton Group Asset Recovery serves former homeowners and their families nationwide.

When a claim requires legal counsel, we coordinate with a licensed attorney in that state so it's handled correctly and ethically — and we never charge anything unless funds are recovered.

Jasmine Burton — Founder, Burton Group Asset Recovery

Frequently Asked Questions

Everything you need to know about mortgage foreclosure surplus funds

What are mortgage foreclosure surplus funds?

When a lender forecloses and the home sells at auction for more than the total debt owed (mortgage + fees + costs), the extra money is called surplus or overage funds. Under most state laws, this surplus generally belongs to the former homeowner — not the bank — though the exact rules vary by state.

How much does it cost to work with Burton Group Asset Recovery?

Nothing upfront — ever. We work exclusively on a contingency basis. Our fee is only paid if and when we successfully recover funds for you. If we can't recover anything, you owe us absolutely nothing.

How long do I have to claim my funds?

Claim deadlines vary significantly by state — some states allow just a year or two, others longer. Contact us to find out the specific deadline that applies to your property's state. If you think you may be entitled to funds, it's important to act sooner rather than later.

Can an heir claim funds on behalf of a deceased former owner?

Yes, in many cases. Heirs of former property owners may be entitled to claim surplus funds. This sometimes requires probate documentation. When probate or legal counsel is required, we coordinate with a licensed attorney in that state.

What if there was a second mortgage or other liens on the property?

Other lienholders such as a second mortgage, HELOC, or judgment creditors are paid in order of priority before the former homeowner receives any surplus. We review the full lien history before proceeding so there are no surprises.

Do I need to hire my own attorney?

Usually not to get started. Many claims can be prepared without one. If your claim requires a licensed attorney — for example, a contested claim or probate — we'll explain why before anything moves forward and coordinate with an attorney in your state.

Find Out If You're Owed Money

It takes less than 2 minutes. Tell us about the sale and we'll research your case at no cost and no obligation. Your information is kept confidential.

  • Free case review — no obligation
  • We handle the paperwork and filings
  • Attorney coordination when a claim requires it
  • No upfront fees — contingency only
  • Serving homeowners nationwide
  • Heir claims welcome

Get Started — It's Free

Answer a few quick questions about the sale — it takes about 2 minutes. You can book a free review call right after.

Start My Free Check →

No cost or obligation. We never sell your information.

Burton Group Asset Recovery is not a law firm and does not provide legal advice. When a claim requires legal counsel, we coordinate with a licensed attorney in the applicable state. Not every sale produces surplus funds, and recovery is not guaranteed. Any fee is set by a written agreement you review before signing. The information on this site is for informational purposes only. Please consult a licensed attorney for guidance specific to your situation.